Tom Lungin

Partner, California Commercial Investment Group


Tom Lungren

After receiving a BS degree in International Business from San Diego State University, Tom began his career in the real estate industry in 2002. As a partner in CCI, his primary focus became growing the CCI portfolio of properties to include affordable housing for the elderly through HUD. After securing the purchase of the property, Tom continues to participate as a consultant to oversee the management of these properties, which consist of more than 5,500 units in 26 states.

It has been his personal mission to preserve and promote affordable housing and to provide added services while enhancing the tenant’s personal well being allowing them to comfortably age in place.

Due to his success and experience with helping provide decent, safe housing for lower income residents, Tom has expanded his role in the nonprofit world and is now president of several non-profit entities that offer affordable housing throughout the Los Angeles area.

Sal Sandoval

Senior Relationship Manager at Montecito Bank & Trust



With a degree from Cal Lutheran College in Thousand Oaks, Sal has spent more than 40 years building a successful career in mortgage and banking.

His volunteer works include serving on the board of the Boys and Girls Club of Moorpark,
where he is currently serving his third term as President; Acting member of the resource committee for three years for the Conejo Valley Senior Concerns, Advisory Board; Board member and current Treasurer of HOME, Housing Opportunities Made Easier; CLU Alumni board; and Manna Advisory Committee.

Stephen Watson



Steve Watson

Stephen has 30 years’ experience as real estate broker and investment real estate manager.

He has great interest in serving his community and preserving and providing low income housing. His professional experience and knowledge gives him unique insight into how properties function and assists him in his active community roles which include serving on many non-profit boards. He currently serves on the board of the Midnight Mission of Downtown Los Angeles, a homeless facility for men and women; the West End Group, facilitating 12 step recovery meeting sites; and is working with the endowment fund for Loyola High School. Stephen also sits on several boards of non-profit organizations that provide low income housing in Los Angeles. These include LA Gardens Community Association, Casa Community Association, Mariposa Senior Association and New Brittany Housing Foundation.

Jeff Kerns

Senior Vice President at Walker and Dunlop

JK Headshot

Stephen has 30 years’ experience as real estate broker and investment real estate manager.

Walker and Dunlop the largest commercial mortgage banking company in the country. Jeff is responsible for originating debt and equity financing for market rate and affordable housing properties for clients nationwide.

Jeff is an 18-year veteran of the commercial mortgage finance industry. Since 2002, Jeff has specialized in FHA and Agency loan origination with an emphasis in the affordable housing sector. Jeff has successfully procured debt and equity financing for market rate apartments as well as mixed income and affordable housing projects with low income housing tax credits, tax-exempt bonds and Section 8 subsidies. He has been successful in working with existing stabilized assets, properties undergoing re-positioning and ground-up development projects.

Jeff is an active member of several multi-family and affordable housing trade organizations including AHMA (Affordable Housing Management Association) and the California Council for Affordable Housing. Jeff has served on and moderated numerous panels related to FHA financing and affordable housing and he also serves on the Advisory Board for an Orange County based non–profit affordable housing developer.

Jeff holds a Bachelor of Arts degree in Economics from the University of California, Irvine and remains a passionate supporter of the Anteater’ basketball program.

Gary Collett

Partner, California Commercial Investment Group


Gary Collett

Gary has been a significant presence in the California, national and international real estate communities for more than 36 years. Over the span of his career, Gary has owned and managed several thousand apartment units, office buildings, shopping centers, large land developments and condominiums. Over the past 15 years, Gary has focused on the acquisition, ownership and management of HUD housing for the elderly. As a CCI Partner, Gary owns and operates a HUD portfolio totaling more than 5,500 apartment units located in 26 states.

To improve the lives of elderly residents, Gary and CCI provides “service coordinators” to help residents understand and coordinate available community services.

Gary’s other nonprofit work includes bringing religious communities together for better understanding; Casa Pacifica; Habitat for Humanity He regularly volunteers to support and build houses in Mexico for the “Door of Faith Orphanage.”

Lou Mellman

Partner, California Commercial Investment Group


Lou Mellman

Lou graduated from California State University at Northridge with a BS in Business Administration, with an emphasis on finance and real estate and began his successful career in commercial real estate 30 years ago.

After purchasing their first HUD housing property in 2003, Lou and CCI investors have shifted their focus to the acquisition, management and holding of Elderly Project-Based Section 8 apartment buildings as long term investments. He continues to believe in upgrading the properties to add value to the property and improve the quality of life for the senior residents.

Based on his knowledge and success in the HUD housing arena, his mission is to grow the company’s portfolio of affordable housing projects providing more opportunities for the lower income community to have a safe and clean place to life.

Lou also participates in charitable events for the Jewish home of the Aging, Casa Pacifica, Habitat for Humanity and Temple Adat Elohim.